For sale · MLS® 1305231
246 Dogberry Hill Road
Portugal Cove-St. Philip's, NL, A1M1C6
List price
$699,900
About this propertyMLS® 1305231
Welcome home! You’ve been looking for that perfect home where everyone has their own space, look no further! This bungalow features four ample sized bedrooms and three full bathrooms that all have in floor heat, lovely on your toes in winter! The kitchen has plenty of storage, and if you run out there, there’s storage in the porch and laundry room just off the kitchen. The hardwood floors have been newly refinished and there is new fresh paint in every room of the house. Clean up is easy with a central vacuum system. There has been some new additions, such as a new front deck (2026) and a new water filtration system installed less than a year ago. The back deck is huge and includes a hot tub for your relaxation. This home is situated on a fully fenced extra large lot. Don’t miss out on this beautiful place to call home! Book your viewing today! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage Hobby room Playroom Bath (# pieces 1-6) Bedroom Recreation room Laundry room | 12.5x16 · 200 sqft 10.6x10.7 · 113 sqft 14x16.4 · 230 sqft 4.9x9.1 · 45 sqft 9.2x12.1 · 111 sqft 14x35 · 490 sqft 5.11x6 · 31 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Ensuite Primary Bedroom Living room/Fireplace Dining nook Kitchen Porch | 5.3x7.7 · 41 sqft 10.11x12 · 121 sqft 11.9x12 · 143 sqft 7.8x13.7 · 107 sqft 12x13.7 · 164 sqft 15.4x17.4 · 268 sqft 9.2x13.6 · 125 sqft 10.6x13.6 · 144 sqft 6.11x7.6 · 46 sqft |
The neighbourhood
Portugal Cove-St. Philip's at a glance
Live market stats for Portugal Cove-St. Philip's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
69
Median list price
$400k
Price range
$35k – $1.2M
Typical build
2002
Average size
3,060 sqft
Where Portugal Cove-St. Philip's listings are priced
Every active list price in Portugal Cove-St. Philip's, grouped into bands.
List price, thousands of $ · 69 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 19 |
| 200–300 | 10 |
| 300–400 | 6 |
| 400–500 | 9 |
| 500–750 | 12 |
| 750–1M | 10 |
| 1M+ | 3 |
How Portugal Cove-St. Philip's compares
Median list price against the next biggest markets — click a row for that area guide.
Portugal Cove-St. Philip'snearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
149 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Property tax
$3,245 / year
≈ $270 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
4 places shown · 3 routes · OpenStreetMap · OSRM
- 22 min to downtown St. John's16.5 km
- 18 min to Memorial University13.1 km
- 21 min to Avalon Mall11.5 km
Schools 3
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$659/mo
Est. winter heating (electricity) — about $1,978 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,040 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $231,494
Closing costs + five years of running costs + 60 mortgage payments on a $699,900 home.
If rates rise 2 points
$39,989 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,898
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$139,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,956
- Property taxfrom the feed$3,245
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $41,505
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,673 | $266,292 | needs mortgage insurance (not modelled) |
| 10% | $3,480 | $254,693 | needs mortgage insurance (not modelled) |
| 20% | $3,093 | $231,494 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$3,093/mo
- Today, posted2026-11-04 · 6.19%$3,673/mo
- 5 years ago2021-11-03 · 4.79%$3,205/mo
- 10 years ago2016-11-02 · 4.64%$3,157/mo
At 6.19% — five years ago — the same mortgage would have cost $580 more each month than at today's posted rate.
Principal & interest only: $559,920 (80% of the $699,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 36 active
Priced at the 50th percentile of active Portugal Cove-St. Philip's homes
$230/sqft — city median $231/sqft.
Ask this listing
open data · 4 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$3,088/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$271/mo
Principal & interest $0 + property tax $271 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-874
NOI / month
$-874
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $271 | $3,245 |
| Expenses | $604 | $7,248 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-874 | $-10,488 |
| NOI | $-874 | $-10,488 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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